At 121 Financial Credit Union, we have several checking account options to meet your needs. Whether you’re looking for a long list of perks, need an account for your young teen, or want a free no-frills account, we have you covered.

All of our checking accounts come with free online banking, free e-statements, free Visa debit card, free mobile banking and alerts, and more!

Need help with your application?

Right Choice Checking & Right Choice Plus Checking

Right Choice Checking is loaded with valuable benefits and designed to provide vital protection for your finances (IDProtect®), savings incentives, and rewards on everyday purchases -- all for only $4.95 a month. For even more benefits, including a higher interest rate on your money, upgrade to our popular Right Choice Plus Checking account.

Click here for a full list of benefits on both types of accounts. Then open your account online.

Already have Right Choice checking? Log into your Right Choice account here.

Compare Our Checking Accounts

Minimum $25
Monthly Service Fee
Free Online Banking
Free Mobile Banking and alerts
Free Mobile check Deposit
Free Unlimited Bill Pay
Free 121 Financial Visa Debit Card
Overdraft Protection
Free e-Statements
Unlimited Usage of 121 Financial ATMs
Free withdrawals at Publix Presto! ATMs
Access to 30,000+ Nationwide, Surcharge-Free ATMs
Free access to 5,600+ shared branches nationwide
6 Free withdrawals at non-121 Financial ATMs per month
$hopping RewardsTM
50 free checks at account opening
Waive annual fee on 121 Financial Visa Signature Card
Interest earned with balance of $2,500 or more

Updated March 1, 2018

Terms and Conditions

See fee schedule for further details.