Have idle cash in your accounts? With the market and rates changing quickly, you don’t want to lock up your money for too long.

Get the best rate in town with a 7-month “New Money” CD from 121 Financial.

Bring in a minimum of $10,000 from outside your 121 Financial accounts and enjoy a 2.00% APY rate*. That’s among the best short-term returns available — not just in Jacksonville but anywhere!

4 Ways to Open Your New Money CD:

  1. ONLINE. If you’re new to 121 Financial, you can become a member and open your CD account using our online application. You’ll need to visit a branch to finalize funding.
  2. IN PERSON. If you’re already a member, you can visit any one of our 121 Financial or shared banking branches. Find your closest branch here.
  3. BY PHONE. Call our Contact Center at 904-723-6300 to get started, but you’ll need to sign in person at a branch if you’re already a member.
  4. GET HELP. Fill out the form below and we’ll contact you and walk you through the application. Again, you may need to complete funding in person.

*APY = Annual Percentage Yield. Interest is compounded monthly. APY is effective July 15, 2019.  Early withdrawal penalties will affect earnings. Offer may end at any time. Must be a member to qualify. Minimum opening balance is 10,000 from a non 121 Financial account. The rate is applicable to the 7 Month certificate term only. No maximum purchase amount. IRA certificate subject to IRS contribution limits. Additional deposits are not allowed.