Home Equity Lines of Credit

LoanRateAPR
Home Equity Line of Credit – up to 90% loan to value *
Limited time offer Promotional Rate / Certain Criteria may apply / Call for details
3.99%
Variable
3.99%¹
Variable
Home Equity Line of Credit – Loan To Value over 90.01% ** 7.99%
Variable
7.99%¹
Variable
Updated January 1, 2019

¹APR= ANNUAL PERCENTAGE RATE. APR shown is lowest available rate. APR based on loan amount of $50,000. APR based on no closing costs option. Rates above are based on combined loan-to-value.

* Up to 90% loan to value: Variable rate feature: Rate changes whenever Prime changes, based on Prime plus zero percent. Promotional rate of 3.99% good for 6 months. Minimum $20,000 draw required. The margin used will depend on your individual creditworthiness. Initial rate based on Prime as of 12/20/18. Maximum rate 18%. Floor rate of 3.50%.

* No closing costs option when you receive an initial advance of at least $20,000. If you close your account or pay more than the minimum payment during the first 12 months, we will add any closing costs we paid on your behalf to your outstanding balance.

** Loan to Value over 90.01%: Financing is available up to a maximum of 100% of the property value for primary residence. Variable rate feature: Rate changes whenever Prime changes, based on Prime plus 2.49%. Initial rate based on Prime (5.25%) as of December 20, 2018. Maximum rate 18%. Floor rate of 3.50%. Not all applicants will qualify.


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