Voting Instructions:

1.  Click here to vote.
2. Enter your Account Number. If you have more than one account number, use the lowest number.
3. Enter the last 4 digits of the Social Security number of the primary member.
4. Click on Enter and follow the voting instructions.

If you prefer a paper ballot, no problem. It’s simple: Email us at or Call (888) 914-5654. Paper ballots must be requested by March 1, 2019.

Voting will end on Monday, March 18, 2019 at 11:59pm Eastern Time.

The nominating committee has nominated the following candidates for the Board of Directors:

Tina Callahan is a Certified Public Accountant (CPA), licensed in the state of Florida and is employed by, and 51% owner of, Tilley, Callahan, Speiser & Associates CPAs. Tina is the CEO, Tax Director and Marketing Coordinator for the firm and has been working with individuals and businesses to meet their tax and accounting needs for 25 years. Tina works with a wide range of small to medium size companies helping them realize their goals through strong financial decision making.

Tina received her Bachelor’s and Master’s Degrees from Upper Iowa University and graduated with honors. Tina was first introduced to 121 Financial Credit Union by her aunt who was employed by AT&T; she retired from AT&T after 30 years of service. Tina’s sister also worked for AT&T for 10 years in both Wisconsin and Jacksonville. Tina has remained a loyal member of 121 Financial Credit Union for almost 20 years. In addition, Tina has been a true partner with the Credit Union by referring loans to the Business Services team and encouraging her individual and business clients to become members.

Tina has a strong focus on community and volunteers with her church, Celebration, through mission trips and local outreach. She also served as a facilitator for Dave Ramsey‘s Financial Peace training and is now a Deacon at Celebration. She currently serves on the board of directors for JIOS Radio, a Christian online radio station. She has served on several boards in the past, including the Treasurer for K9’s United, BNI The Palms Condo Association and other various companies. Tina and her husband have one child, Madison; they love to travel to the beach and Disney.

“I have been a strong supporter of 121 Financial Credit Union for almost 2 decades. As a CPA and a business owner I bring the talents of listening and collaboration.  Listening and collaborating with Members, Employees and my fellow Board Members. I enjoy helping bring clarity to financial decisions in order to help other achieve their goals; this would apply not only to the Credit Union but to all of its members. I believe that the foundation of success can be built on relationships and I have worked hard in my practice to foster an open dialogue to promote success. I plan to bring an inquisitive mind and hope and a fresh perspective. My practice is located in the Touchton branch which allows me to really see the Credit Union at work on a day to day basis. I am grateful for this opportunity to serve and I look forward to being a part of the continued success and growth of 121.”

Cynthia A. deLassus (incumbent) is currently Treasurer on the Board of 121 Financial Credit Union. She was elected to the Board in 2004 and elected to serve as Treasurer since 2005. In addition to serving on the Executive Committee from 2004 until present, she also chaired the Board Governance Manual Policy Manual Development Committee.  Cindy retired from BellSouth as a Director in the Network Department with over 30 years of service. She became a member of 121 Financial Credit Union (formerly Florida Telco Credit Union) in 1972.  Cindy has held numerous technical leadership positions at BellSouth including responsibility for management of annual budgets over $200 million and supervision of over 400 employees. She has served as Secretary of the Board of Trustees for a local church for 6 years. In addition she is a member of the Northeast Florida Chapter of the Phi Beta Kappa Alumni Honor Society.  Cindy also serves as a volunteer income tax preparer with advanced certification for AARP Tax-Aide and United Way RealSense programs.

Cindy has earned her Bachelor of Arts with Honors, University of Florida, Major-Mathematics; Masters in Business Administration, University of Florida; currently holds Florida Licenses for Property and Casualty as well as Life and Health insurance products. She successfully completed all 42 self-study courses in the Volunteer Achievement Program and all 12 courses in the Volunteer Leadership Certification Program provided by the Credit Union National Association. In addition, Cindy earned the Certified Credit Union Volunteer (CCUV) designation as well as the Certified Credit Union Director (CCD) designation through the Credit Union Executives Society Governance Leadership Institute.

“I would like to continue to serve on the Board of Directors of 121 Financial Credit Union and use my knowledge, experience, and training in financial and technical management to further our Board’s efforts to improve the financial success of our members and others in the communities we serve.  The financial and regulatory landscape has changed significantly since the 2008 financial crisis. Although the crisis was most unfortunate, it  provided an opportunity to differentiate ourselves from other non-credit union institutions by offering our members assistance with personal financial issues while maintaining the safety and soundness of 121 Financial Credit Union for all of our members.  I find it very exciting to continuously update my knowledge and expertise to investigate and encourage the prudent consideration of innovative new product offerings and technologies so our credit union can improve service efficiency and convenience to our most important asset, our members. A few years ago, most would have considered taking a picture of a check with a smart phone to make an account deposit as science fiction.   Today our members do this on a regular basis. With new technologies and products being introduced every day, our Board must encourage our leadership to continuously adapt to a rapidly changing environment and stimulate long term expansion of our credit union.   Thank you for the opportunity to serve the membership of our strong and growing credit union.”

David J. Heekin is a Jacksonville, Florida native, and owner of Heekin Law and Landmark Title. He received his B.S.B.A., J.D. and M.B.A degrees from the University of Florida. Mr. Heekin was admitted to the Florida Bar in 2001 and has managed his own real estate law practice since his graduation from law school. Heekin Law has eight attorneys and focuses primarily on real estate, estate planning, business and litigation. Landmark Title was established in 2005 and for the past 6 years has been the #1 market share title company in Northeast Florida. Mr. Heekin is active in many local charitable organizations including the Diocese of St. Augustine, Boy Scouts of America, and St. Vincent’s Foundation. As a small business owner and a life-long Jacksonville resident, Mr. Heekin would bring added value to the credit union’s small business initiatives. His knowledge of real estate and title law would be a benefit to 121, especially as the credit union continues to expand into residential real estate lending. Mr. Heekin and his wife Susan have 4 children. In his spare time he enjoys spending time outdoors with his family, whether it is camping, boating or a round of golf.

William H. Macomber, Jr. (incumbent) is currently Chairman of the Building Committee of the Board Directors for 121 Financial CU and has served in this capacity since 2012. He was elected to the Board in 2004 and served as Secretary of the Board from 2006 to 2012. Bill retired from BellSouth as Manager – Property Management for North Florida with 31 1/2 years of service. He has been a member of 121 Financial CU since 1972. Bill holds a Bachelor of Science and Masters Business Administration (MBA) degree University of Florida

Bill held a variety of leadership positions with Bellsouth. This included being the Region wide Task Force Team Leader for the Building Operations segment of the company reorganization with a cost savings of 30+%. He then implemented and managed the 2 region wide call centers for 8 years that handled all property management related calls and bill payment for 5,500 facilities. Bill managed North Florida Building Operations facilities encompassing 4 million square feet for 15 years. Rotational assignments included being an internal auditor and on the Personnel Assessment Team. Bill served as board member for 10 years in a 700 member youth athletic association and was board president for 3. While with Bellsouth/Southern Bell he was also the founding President of the Jacksonville Junior Pioneer service organization. He was also on the Executive committee and President of BOMA (Building Owners and Managers Association of Jacksonville) and more recently president of the CSLOA Land Owners association. Bill is currently working part-time with Procter & Gamble as the Data Specialist for the NSO Division and is a board member of Ira Bea Oasis Land Owners association.

“l have the time, interest and energy to continue volunteering my services to 121 Financial CU. I have used my management skills and knowledge leamed at Bellsouth and the University of Florida MBA program to help set policies for 121 Financial CU’s efficient operation. I feel like I have made significant contributions to the success of 1-21 FCU over the past fourteen years while serving on the Board. I have served 6 years on the Personnel Committee, and seven years on the Executive Committee- as the Board Secretary. I was also the Election Committee chairperson. The election process was changed to allow mail, email and electronic balloting. This change increased voting participation by our members from approximately 250 ballots cast to over 2,400 in the first year of implementation. ” In mid-2012 we revived the Building Committee to plan for our future facilities needs and I am serving as Chairman.

Leonard H. Pickett Jr. (incumbent) is currently serving as Vice Chairman on the board of directors with 121 Financial. He has served on the board since 2011 and has also held the position of secretary on the executive team. Len is the president of Pickett Brothers Jewelers and manages daily operations. They opened in 1996 and are located in the heart of Mandarin. He is also president of P&P Brothers Inc., a real estate investment company. Len holds a Bachelor’s of Science degree in Economics from FSU. He has been married to his wife Dawn for 27 years and has three sons. Len has served as the president of Jacksonville Chamber of Commerce (Mandarin Council). He has served on the board with Mandarin Athletic Association where he also had the pleasure of coaching all three sons. Before opening the business, he worked as a Financial Representative with Prudential Financial where he worked with many different investment products and held several designations. Len believes that serving on the board for the last 7 years, helping to navigate the Credit Union through a merger, a major conversion and electing a new CEO gives him the experience needed to make 121 successful well into the future. Additionally, owning a small business, real estate investment company and working with many different financial products will be a valuable contributions. He has been a member since he was a teenage and wants to give back.

E. Brian Smith, Jr. has been in financial services for over 20 years.  He is a Certified Financial Planner Professional and serves as President of Smith Financial Group.  He attended the University of Florida and received a Bachelors Degree in Political Science. Brian has served as President of the Jacksonville Jaycees and The Exchange Club of Jacksonville. He has also volunteered with United Way, JCCI, Liberty Center for the Homeless, Boys Scouts Troop 5, The Navy League of Jacksonville, and Arlington Lion’s Club.  He and his wife Michelle have two children, Eric and Emily.  Brian will work to ensure that 121 Financial credit union is easy to do business with and provides a top-notch customer service experience for its members.

“I will bring new ideas and a new perspective to the board. I’ll always ask myself, how a particular decision or policy change will impact our membership.  If it doesn’t make things easier or more convenient for you the member then I’ll search for the best alternative.”

Petition Info

Eligible members in good standing with the Credit Union may submit a nomination by petition. Petitions must be signed by the lesser of 1% or 250 eligible voting members and submitted in writing. The option for petition has closed for the 2019 election.

Each nominee by petition must submit a brief statement of qualifications and biographical data with the petition. To be effective, nominations by petition must be accompanied by a signed certificate from the nominee or nominees stating that they are agreeable to nomination and will serve if elected to office.

Voting begins on Friday, February 22, 2019 and will end on Monday, March 18, 2019.

The election will not be conducted by ballot and there will be no nominations from the floor when the number of nominees equals the number of positions to be filled.

Contact info

Executive Assistants / 2019 Election
121 Financial Credit Union
P.O. Box 40769
Jacksonville, FL 32203

Board of Director Qualifications include, but are not limited to:

  • Possesses areas of financial knowledge, experience, educational background, and interest pertinent to 121 Financial’s future success.
  • Ability to positively represent and display the credit union’s core values.
  • Has completed the necessary educational and training requirements.
  • Is a member in good standing with the Credit Union.
  • Does not have any conflicts of interest regarding relationships with current Board Members (e.g. relative/immediate family, employer, business partner, etc.)
  • Has never been convicted of a felony or misdemeanor that contradicts the values of 121 Financial.